The 2026 State of Fintech

Welcome to the second annual edition of “The State of Fintech,” a report built on the momentum of last year’s groundbreaking findings and our continued commitment to bringing clarity to an industry that never stands still.

Our “WHY” remains unchanged: to deliver actionable insights that empower both banks and fintech companies to make informed decisions, foster meaningful partnerships, and ultimately drive innovation within the financial services industry.

This year’s report expands on our inaugural findings with results from our extensive survey of C-level executives at U.S. banks, offering a deeper and more dynamic look into their fintech investment plans for 2026 and beyond. We go beyond the numbers to examine how priorities have shifted, where new opportunities are emerging, and what banks are demanding from their fintech partners in an increasingly competitive landscape.

We trust you will find the information as valuable as ever as you navigate technology and innovation.

The full report can be accessed here.